Layaways & Financing

Layaways: We offer 6 months interest free layaway.  This payment plan requires a monthly payment of at least 1/6th of the total outstanding balance.  If a payment is not received during the month, a late fee will be assessed.  If two successive monthly payments are missed, the item will be returned to stock and no refunds will be given.  No cash refunds will be given after 30 days from purchase date. The balance is due (paid in full) 6 months from date of purchase.  If balance is not paid in full within 12 months, retroactive finance charges will be assessed at an 18% annual percentage rate (1.5% per month) and monthly finance charges will be assessed on the balance thereafter.

Financing:We have financing programs available to all our customers. You can fill out an application via phone call or in-store. The system is automated so that you will receive a response as you wait.